Smart Financial Calculators & Investment Planning Tools | Hisabhkaro

Smart Financial Calculators for SIP, EMI & Retirement in India

Plan, Calculate, and Achieve Your Financial Goals with Ease. 100% Free and Private.

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Smart Investment Planner

Stop guessing. Input your salary and expenses to get a personalized roadmap.

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Financial Tools

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SIP Calculator

Calculate future wealth with monthly Systematic Investment Plans.

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Step-Up SIP

Visualize the power of increasing your SIP amount annually.

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Lumpsum Calculator

Estimate returns for one-time investments (FD, Mutual Funds).

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Inflation Calculator

Understand how the cost of living rises over time.

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Deflation Calculator

Calculate value drop for assets like cars or electronics.

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CAGR Calculator

Determine the Compound Annual Growth Rate of any investment.

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Loan EMI Calculator

Plan Home or Car loan repayments and view interest breakup.

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Retirement Planner

Find out the exact corpus needed for a stress-free retirement.

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Advanced Calculators →

Explore advanced and specialised financial tools

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Learn Personal Finance (India)

Master the basics of investing with simple guides.

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Basics

What is Inflation and How It Affects Returns?

Why your money buys less every year and how to protect your portfolio.

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Advanced

What is a Robo Advisor in India?

Learn how automated investing works, how it saves fees, and whether AI can manage your money better than traditional advisors.

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Strategy

Safe Withdrawal Rate in India: How Much Can You Withdraw Without Running Out?

Why the US 4% rule doesn’t work in India – and how to calculate a realistic, India-specific safe withdrawal rate.

Read Guide →

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